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THE DESIGN COLLECTION
905.929.6044
HAMILTON & ANCASTER REAL ESTATE
A better place.
A better way.
Find your next home. Make your next move.
With someone who makes it personal.
01 / YOUR NEXT HOME
I’m buying.
LOCAL KNOWLEDGE. PERSONAL CONNECTION.
Hamilton Ancaster Dundas Stoney Creek
THE PROPERTY EDIT / 01
Good spaces.
Great possibilities.
A closer look at 15 Peppertree Crescent.
From the first impression to the finer details.
Archive photography. Live MLS listings and sold history will appear once the licensed feed is connected.
STEFAN SCIONEBROKER / RE/MAX ESCARPMENT
THE PERSON BEHIND YOUR NEXT MOVE
Local roots.
A personal
standard.
I’m Stefan. Born and raised in Ancaster, I help people find their place in the communities I call home.
Honest advice. A considered plan. And someone in your corner, from the first conversation to the next set of keys.
Let’s get to know each otherBEYOND THE STILL FRAME
Get a feel
for the place.
A few homes from behind the lens.
ANCASTER & STONEY CREEK
A FEW PLACES. MANY POSSIBILITIES.
A FEW PLACES. MANY POSSIBILITIES.
BUY / KNOW YOUR NUMBERS
Your next home.
Your kind of budget.
Compare down payments.
Make room for the whole picture.
Start with a reference. Refine with your quote.
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Minimum down payment: $60,000.00. Edit any down payment or rate to compare your own scenarios.
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Details below use scenario 4.
Cash needed to closeSee total cash and what remains after your deposit.—
Editable allowances below should include any applicable tax. Replace them with quotes and your lawyer’s adjustments.
Your deposit is part of the down payment, not an additional cost. New-build HST, rebates and builder adjustments are not calculated; include the net amount advised by your lawyer in adjustments.
Monthly ownership budgetIncluding your selected payment frequency.—
Mortgage payments are converted to an annual total ÷ 12 for budgeting. Accelerated schedules include 13 monthly-payment equivalents each year.
These are editable planning allowances, not property-specific quotes. Avoid counting utilities twice if included in condo fees.
What if rates rise?Compare the same starting mortgage at a higher rate.+
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This is a payment comparison, not a qualification stress test or renewal forecast.
Your amortization schedulePrincipal, interest and balance with monthly payments.+
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Canadian fixed-rate purchase estimate for an owner-occupied home with one or two units in Ontario, outside Toronto, using a traditional down payment. Semi-annual compounding with FCAC’s non-monthly conversion convention. Excludes foreign-buyer taxes, rental/refinance rules and approval assessment. Figures are estimates; confirm your lender’s terms and lawyer’s closing statement.
THE WORD AROUND HERE
5.0★★★★★Google · 13 reviews ↗His knowledge, professionalism, and honesty made purchasing our first home together extremely enjoyable.
Chiara GrecoGoogle review excerpt
01 / 03
YOUR ADDRESS. YOUR POSSIBILITIES.